Wedding Protector Plan® offers Special Event Insurance
The Wedding Protector Plan can help protect the investments you have made for your private special event even if not a wedding. We can provide coverage for many private events such as Anniversaries, Birthdays, Bar/Bat Mitzvahs, Baby Showers, Retirement Parties, Quinceaneras and many more!
The Wedding Protector Plan® Special Event Insurance can cover:
Cancellation / Postponement of the event can provide coverage for certain deposits listed in the policy in the event of a necessary cancellation or postponement of the special event. For example, if the venue suddenly goes out of business and is inaccessible or sudden illness prevents the honorees, parents, grandparents or children of honorees from attending, or an honoree is unexpectedly called to duty, this coverage can reimburse you for the deposits lost.
Lost Deposits can provide coverage if a vendor goes out of business, declares bankruptcy before your event, or simply fails to show up. For example, if your band or your limo provider fails to show up, this coverage can reimburse your lost deposit.
Additional Expenses can provide coverage for certain unexpected expenses you have to incur in order to avoid a cancellation or postponement of your event. For example, if a caterer or transportation company suddenly becomes unavailable for your event and you can find a last minute replacement, this coverage can reimburse you for the difference in cost up to 25%of the original contract price.
Event Photographs & Video can provide coverage in the event your photographer’s film is defective or photos are lost or damaged. For example if your photographer fails to show up, or loses your photos from your event, this coverage can reimburse you for the cost.
Event Gifts can provide coverage if your gifts are damaged. For example, if your gifts are somehow damaged while on display at the event, this coverage can reimburse you for repair or replacement cost.
Special Attire can provide coverage if the honoree’s event attire is lost or damaged. For example, if you’re traveling to your destination event and the airline loses your event attire, this coverage can reimburse you for the replacement attire.
Special Jewelry can provide coverage for loss or damage to jewelry purchased or rented specifically for personal decoration of honorees on the event date or within 7 days prior to the event date.
Liability insurance is an optional coverage that can provide coverage for liability for property damage, bodily injury and personal injury to third parties at the location of your event. For example, if a guest slips and falls at your wedding, we can provide coverage for your liability.
Please Note: Liability insurance is only available in the U. S. and its territories, Canada and Puerto Rico.
Liquor liability is an optional coverage and is only available if you have selected liability insurance; it can be added to the liability coverage you purchase for a nominal fee. Liquor liability coverage is designed to protect you and your immediate family against alcohol-related accidents. For example, if an accident is caused by an intoxicated guest at the event site, that could result in liability for you. Liquor Liability coverage is available up to the liability limit on the policy.
Please note: Liquor liability is currently not available to residents of Florida, Maine, or Massachusetts.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to individuals meeting our underwriting criteria and state availability.[quote] For more information about Private Event Insurance give us a call at 888.342.5977 and we will be glad to assist you! [/quote]