The Wedding Protector Plan can provide coverage if a wedding vendor goes out of business, declares bankruptcy before your event, or simply fails to show up. For example, if your band or your limo provider fails to show up, this coverage can reimburse your lost deposits. This insurance policy can also provide coverage for certain unexpected expenses you have to incur in order to avoid a cancellation or postponement of your wedding, such as a caterer or transportation company suddenly becoming unavailable for your wedding event. If you can find a last minute replacement, this policy can reimburse you for some of those additional and unexpected wedding expenses. These examples of vendors who fail to show up or have gone bankrupt accounted for 30% of the Wedding Protector Plan’s claims between the years of 2011-2015.

A wedding insurance policy could be bought as soon as the bridal party starts placing deposits. You can purchase a Wedding Protector Plan policy as close as 14 days before the event.