Why Wedding Insurance
Worry Free Wedding Planning by Investing in Wedding Insurance Plans
From a sudden vendor or D.J. cancellation to damaged wedding gifts
Wedding insurance plans protect a couple’s investment from circumstances beyond their control. For example, what if your pre-booked transportation (limo, bus, etc.) doesn’t show up for you or your guests; and then you have to book another last minute and have to spend more money for it. What if your reception space goes out of business two weeks before your wedding, and you lose your deposit. What if you have to cancel or postpone the wedding if your significant other gets call-to-duty? These are the types of wedding day financial losses that wedding insurance can help to protect.
The Wedding Protector Plan® is private event insurance which provides cancellation postponement coverage and other coverage to cover your investment, with an option to add liability coverage with no deductible, for many of things that could go wrong. With our Wedding Protector Plan®, you can ensure that nearly every risk is covered.
See Wedding Day Disasters:
You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.
We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
You can receive repair or replacement cost if the bride’s or groom’s wedding band is lost or damaged.
If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.
If you have to postpone your wedding because a commercial transportation shutdown prevents the honorees, parents, grandparents or children from getting there, you can receive reimbursement for non-recoverable expenses.
If your photographer’s film is defective, or negatives are lost or damaged, we can help reconvene your wedding party to take new photos or video.
If the bride or groom is unexpectedly called up to duty, or her or his military or service leave is revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.
You can get repair or replacement cost if your wedding gifts are damaged.
If the wedding needs to be postponed because sudden illness prevents the honorees, parents, grandparents or children from attending, you can receive reimbursement for non-recoverable expenses.
As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property. There is no additional cost for additional insured.
If a vendor suddenly becomes unavailable for your event but you can find a last minute replacement, we can reimburse you for the difference in cost, up to 25% of the original contract price.
Benefits will trigger if the wedding must be cancelled or postponed due to lack of funds. The insured must qualify for unemployment under applicable employment statutes.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to individuals meeting our underwriting criteria and state availability.