No Deductible Wedding Insurance
Liability insurance is an optional coverage and can be added as an endorsement on to your private event insurance policy. It offers you protection in the case of an unfortunate incident from an event you host including an option to add liquor liability insurance.
Bodily Injury, Personal Injury and Property Damage
It can provide liability coverage for property damage, bodily injury and personal injury to third parties at the location of your ceremony, reception or rehearsal dinner. For example, if a guest slips and falls at your wedding, we can provide coverage for your liability.
There is no deductible for either the core coverage or liability coverage. Losses are paid from the first dollar up to the applicable limit. Other policies may have extremely high deductibles.
No surcharge for Additional Insured
Many event locations require you to get your own private event liability policy. You can add them as an additional insured at no additional cost.
Up to $1,000,000 liability coverage for property damage, bodily injury and personal injury to third parties.
Liquor Liability (optional)
Liquor liability is an optional coverage and is only available if you have selected liability insurance; it can be added to the liability coverage you purchase for a nominal fee. Liquor liability coverage is designed to protect you and your immediate family against alcohol-related accidents. For example, if an accident is caused by an intoxicated guest at the event site, that could result in liability for you. Liquor Liability coverage is available up to the liability limit on the policy.
Liability coverage is extended until 2:00am the following morning of your event.
Affordable Wedding or Private Event Liability Insurance Coverage
Wedding insurance by the Wedding Protector Plan can help you on your special day. Don’t let a wedding disaster ruin your day.
Please note: Liability Insurance is only available in the U.S. and its territories, Canada, and Puerto Rico.