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Your Clients’ Wedding Should Be Perfect.
Help Protect Their Dream Day with Wedding Insurance.

The Wedding Protector Plan®, offered through Travelers, has a strong history of providing wedding insurance coverage to couples, protecting them from unforeseen wedding mishaps since 2007.

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Wedding Insurance

The Wedding Protector Plan can provide wedding insurance coverage on a single policy for the rehearsal ceremony, rehearsal dinner, wedding ceremony, reception, and post-wedding brunch.

Offering Cancellation/Postponements coverage limits up to $500,000 in many states, liability insurance, and other essential coverages, this no-deductible policy can ensure that nearly every risk is covered.

Liability Insurance

Required by many wedding venues, liability insurance protects insureds if they are held liable for property damage, bodily injury, or personal injury to third parties at the location of the event.

Need additional liability coverages for your venue or have specific additional insured wording? Simply email [email protected] and we’d be happy to discuss options and possibilities.

Why Do Your Clients Need Wedding Insurance?

Your clients’ big days deserve big protection. Vendor mishaps are unfortunately consistently the most common wedding insurance claim filed each year. Learn more about the most common wedding insurance claims and see how wedding insureance can help protect your clients’ big days.

Most Common Wedding Insurance Claims

What Could Go Wrong?

Cancellation / Postponement
Cancellation / Postponement of the event can provide coverage for certain deposits listed in the policy in the event of a necessary cancellation or postponement of the wedding. Wedding insurance products & service vary by the coverage level you choose. While planning the wedding, think about the possibilities:

  • Wedding venue suddenly goes out of business or inaccessible.
  • Sudden illness prevents the honorees, parents, grandparents or children of honorees from attending.
  • Unexpected call to duty.
Lost Deposits
Lost wedding venue and event supplier deposits can provide coverage if a vendor goes out of business, declares bankruptcy before your event, or simply fails to show up. For example, if your band or your limo provider fails to show up, this coverage can reimburse your lost deposit.
Additional Expense
Additional Expense can provide coverage for certain unexpected expenses you have to incur in order to avoid a cancellation or postponement of your wedding. For example, if a caterer or transportation company suddenly becomes unavailable for your event and you can find a last minute replacement, this coverage can reimburse you for the difference in cost up to 25% of the original contract price.
Event Photographs & Video
Event Photographs & Video can provide coverage in the event your photographer’s film is defective or photos are lost or damaged. For example, if your photographer fails to show up, or loses your photos from your wedding, this coverage can reimburse you for the cost of reconvening your wedding party to take new photos or video.
Event Gifts
Event Gifts can provide coverage if your gifts are damaged. For example, if your gifts are somehow damaged while on display at the event, this coverage can reimburse you for repair or replacement cost.
Special Attire
Special Attire can provide coverage if the honoree’s event attire is lost or damaged. For example, if you’re traveling to your destination event and the airline loses your event attire, this coverage can reimburse you for the replacement attire.
Special Jewelry
Special Jewelry can provide coverage for loss or damage to jewelry purchased or rented specifically for personal decoration of honorees on the event date or within 7 days prior to the event date.
Liability Insurance (optional coverage)

Liability insurance is an optional coverage that can provide coverage for bodily injury, property damage, and personal injuries to third parties at the location of your event. You also have the option to include liquor liability coverage, which protects you from alcohol related suits brought as a result of an intoxicated guest who was served alcohol at a wedding you hosted.

Please Note: Liability insurance is only available in the U. S. and its territories, Canada and Puerto Rico.

Liquor Liability (optional coverage)
Liquor liability is an optional coverage and is only available if you have selected liability insurance; it can be added to the liability coverage you purchase for a nominal fee. Liquor liability coverage is designed to protect you and your immediate family against alcohol-related accidents. For example, if an accident is caused by an intoxicated guest at the event site, that could result in liability for you. Liquor Liability coverage is available up to the liability limit on the policy.
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Beyond Weddings

In addition to protecting weddings, special private events such as birthday parties, bar/bat mitzvahs, quinceañeras, engagement parties, anniversaries, holiday parties, showers and many more can be insured too! Get a quote.