The unthinkable: A guest is injured at your wedding

We all know that it can be a scramble to get things ready in time to have a perfect wedding. You want to make the day absolutely perfect, but the stress is overwhelming leading up to the big day. After choosing beautiful decor, unique activities for the guests at the reception, and selecting the right ambiance, it’s hard to imagine anything unexpected. The only thing you should focus on is getting married to the love of your life.

The unexpected can happen

You are planning the wedding of your dreams but also trying to remain within budget. With all the details in place, safety is not a perceived issue. What happens if a guest is injured at your wedding?

Purchasing wedding insurance with general liability coverage can offer protection. We know it’s hard to imagine something so terrible happening at your wedding. However, accidents can and do happen. It’s important to take precautions no matter the location or type of venue.

Consider the possibilities

During the wedding festivities people are excited and sometimes excitement causes people to rush. This can be hurrying to take pictures, running to the dance floor for a song, or even lining up for refreshments. In times like these, a spilled drink or dropped food can go unnoticed and cause injury or property damage.

Wedding insurance is there for when the unthinkable happens, starting with the safety of your guests. Purchasing this coverage can help protect you financially in the event of property damage, bodily injury, or personal injury to third parties at your ceremony, reception, or rehearsal dinner.

If you choose to serve drinks

A personal decision to make as a couple or as a family is whether or not to serve alcoholic beverages as well as how to serve them. An open bar can spell overconsumption, whereas a cash bar can cause difficulty if there isn’t an ATM location nearby.

If you do choose to serve alcohol at your wedding, it’s important to consider liquor liability coverage. Purchasing this type of wedding insurance is designed to protect you and your immediate family against onsite alcohol-related accidents. Accidents caused by an intoxicated guest at the event could spell liability for you without insurance.

The Wedding Protector Plan

The Wedding Protector Plan® is underwritten by Travelers. Wedding insurance can help protect you against circumstances out of your control. Purchasing a protection plan for your wedding can save you headaches should the unexpected happen. This protection can reimburse you for the deposits lost.

The Wedding Protector Plan® is private event insurance. It provides wedding cancellation and postponement coverage as well as other coverage to protect your investment. There’s also the option to add liability coverage for the many other things that can go wrong. With our Wedding Protector Plan®, you can ensure that nearly every risk is covered.